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In cases like these, injuries to innocent bystanders and complaints from other customers imposes the liability on the establishment. This is the reason why brawls and accidents are common in places where people go to consume alcoholic beverages. Helps Protect You From Unruly Patrons: Alcohol lowers inhibitions and alters a person's behavior. Knowing that you are covered from this type of liability can help you sleep better at night. Having insurance assures you that your business won't bear the brunt of the consequences of any injury or damage that is caused by your customers that you have no control over. Any lawsuit or claim can be a huge distraction for any business owner. Liquor Store Insurance Gives You Peace Of Mind: Knowing that any type of liability arising from your trade is covered by liquor store insurance gives you the freedom to focus on growing your business. Insurance in both cases may be required, even in states that do not legally mandate liquor store insurance. Other instances when this insurance is required by law would be if the proprietor has taken out a large business loan or if the liquor establishment is leasing space. States that have pretty rigid laws and enforcement when it comes to liquor sales and consumption may also require policies have higher limits and can cost more. The difference lies in how much the insurance policy costs. Insurance Is Required By Law: While states differ in how they enforce liquor regulations, most states require establishments that sell alcohol to have liquor liability insurance.

Some items may be offered refrigerated for the convenience of customers. Sales may be limited to liquor and alcohol only, or the store may also sell soft drinks, nonalcoholic mixers, snacks, lottery tickets, or gift items. Operations must be licensed for the items sold. Package liquor stores sell many types of bottled and packaged alcoholic beverages, including wine and beer, for off-site consumption. Liquor store insurance is a policy that protect stores from any third party claim arising from an injury or accident brought about by someone who was intoxicated after consuming liquor brought from that store. Any establishment that sells spirits or any other type of alcoholic beverage needs liquor store insurance. “It’s pretty cool—like, remember newspapers?” Sigh.Liquor Store Insurance Policy Information “They’re meant to be read check them out next time,” says the bartender.

On another wall hangs an old rack with yellowed newspapers from the days after Lennon was shot, Nixon resigned and Neil Armstrong walked on the moon. The balanced cocktail is just a little on the sweet side, but with an acidic bite from lime juice. There’s a DJ spinning as the bartender pours the Blue Monk into a coupe. The Liquor Store’s walls are lined with shelves holding a collector’s stash of vinyl, everything from the Hornets’ Motorcycles U.S.A. But on weeknights, the homey upstairs bar joins with Aalto Lounge across the street to create the best living room/den combination you’ll find outside a Hillsdale split level. On Saturday nights, the basement is a cramped dance club. Let’s not hold it against The Liquor Store ( 3341 SE Belmont St., 421-4483, ).

Served in a bar that spins LPs from Bob Dylan's acoustic years. So the Blue Monk is now a cocktail with housemade blue curacao and lime Hip-hop show in a city where police don't cotton to that sort of thing. Formerly a jazz club, it ran into problems after hosting a There's something bittersweet about a shiny new bar namingĪ drink after the previous occupant. THE LIQUOR STORE By MARTIN CIZMAR Februat 4:01 pm PST